I will give you four examples in order to refute you, because this is empirically false.
A) Katniss loses her shit at the end of The Hunger Games when Peeta’s leg is amputated and she cannot get to him. Flips her fucking shit, Annie Cresta-style. Oh, and that whole nightlock business. Oh, and putting herself at risk to find him. Yeah, Katniss is sooo settling.
B) In Catching Fire, when Peeta is hit by the force field and his heart has to be restarted by Finnick’s CPR, Katniss freaks the fuck out when Peeta is inititally dead, and a second time when she things Finnick is kissing him (jealousy much, Kat?) And finally, again at the end of Catching Fire, when the rebels don’t get Peeta, Katniss flips her shit. Do I need to remind you that Katniss and Haymitch agreed to save Peeta, because she felt his life was worth more than hers? Yeah.
C) Mockingjay, where to start with Mockingjay. Well, Katniss loses her shit and becomes like her mother after her father died, ignoring everyone and losing the will to live. Katniss becomes her cataonic mother— she can’t fucking function— let alone live— without Peeta. The only person who pulls her back is Finnick, who knows exactly what she is going through. She only becomes the mockingjay to save Peeta. When Peeta comes back hijacked, she decides that life isn’t worth living, so she’ll just die as the mockingjay. She kisses Gale because it’s easy and he’s hurt, but he knows she is only doing it because she can’t have Peeta. Katniss vows to kill Snow (Coin) for Peeta. She is the only person who can save him the Tunnels and she does so— that to me is the most powerful scene, when they are wrapped up in each other under the Capitol. If that isn’t love, what is? How could that possibly be settling? Also, Peeta and Katniss both had to rebuild from the foundation up— Peeta lost his will to live, his love for Katniss and had to fight tooth and nail to recover it, and Katniss lost her baby sister Prim, and only loving Peeta can replace that void in her heart.
D) The Epilogue. Well, you see, in most books, characters are dynamic and grow and develop. Katniss has learned how to appreciate the boy with the bread, because she pulled her head out of her ass and grew up. She also learns that fire begets fire, and opposites attract. After all she’s been through with this boy, it’s okay to hope— it’s also necessary to hope. It’s not cliche— it’s the truth. Peeta is the only one who can give her a hopeful future. And yes, there are plenty of people who don’t want kids when they are younger, but change their mind when they are older. It’s a personal choice, and you have to be ready. Katniss finally believed that the world was safe enough for her and Peeta’s children, and she overcomes the fear— with hope.
Furthermore, after the Games and the Quell and the Rebellion and the War— after everything that Peeta and Kaniss experienced together— how could they be settling for one another? They are the only two people on the face of Panem who truly understands what happened to one another, who was there with one another— they experienced it together. You don’t come out of something like that without loving the other person.
Katniss and Peeta came together because they grew up and healed. That’s not settling. That’s beautiful. Team Katniss all the fucking way, because she is an extraordinary human being. Settling, my ass.
Did we even read the same series?